121. Berkshire Life Insurance Company Of America - Disability Insurance Provider Specializing in disability income but also offers whole and term life insurance, estate planning, retirement and pension products, and annuities, IRAs and mutual funds. Site offers personal, business, and agent links. http://www.theberkshire.com

A Message for Policyholders and Associates Impacted by the recent hurricane hurricane response Welcome to Berkshire Life Disability Income coverage. Berkshire Life specializes in products that are excellent for highly skilled professionals, executives and business owners. click here "I have been very pleased with the service I have received and have had two policies a long time. Keep up the good work." Personal DI Customer Berkshire Life received an A+ rating for Disability Insurance coverage in 2004. Ratings July 5, 2005 Guardian Long Term Care Insurance Discount Now Available to Employer Groups, Associations Recent News Income (DI) insurance provides at some point during your working years. Whether you're a sole proprietor, a partner in a business or a professional in a practice, you need special forms of disability insurance to protect your business and your family. Helping you to grow your business is an important part of our business. We offer better service for your clients, less hassle for you which means easier and more profitable sales. read more read more read more Personal Di ... Careers Berkshire Life , Inc. All rights are reserved.

122. "American Express" planning retirement Investments Insurance Banking and Lending Good financial planning evolves with each client. We re evolving, too. http://finance.americanexpress.com/sif/cda/page/0,1641,15000,00.asp

Home Personal Small Business Merchants ... Banking and Lending You've reached the right page. We're now Ameriprise Financial. Good financial planning evolves with each client. We're evolving, too. Our name is changed, but our commitment to helping you feel confident about your financial future is stronger than ever. We look forward to working with you as we become an independent, publicly traded company on or after September 30, 2005. Find out more. Request a FREE Financial Consultation Having more confidence in your financial future begins with understanding your needs and goals. Schedule your complimentary initial consultation with an Ameriprise financial advisor to discuss the financial issues that matter to you most. Visit our new web site ameriprise.com after September 30, 2005. About our transition to Ameriprise Financial. American Express Financial Advisors Inc. is now Ameriprise Financial Services, Inc., a subsidiary of Ameriprise Financial, Inc. ("Ameriprise Financial"). Ameriprise Financial is expected to become a publicly traded company - independent of American Express Company - on or after September 30, 2005. Additionally, our nationwide network of financial advisors is now known as "The Personal Advisors of Ameriprise Financial." Although our name has changed and we soon expect to be independent from American Express, much remains the same. Ameriprise Financial is the same company built upon a heritage of over 110 years of helping clients achieve their financial goals.

123. Benefit Services Group, Inc. - Home Michigan based employee benefits advisor in life, health, pension 401(k), profit sharing, defined benefit retirement, voluntary benefits, administration (COBRA, HIPPA, FSA, MSA and TPA) and financial planning. http://www.benefitservicesgroup.com/

Phone: (248) 553-9040 info@benefitservicesgroup.com Main Home Corporate Info Services Clients My Benefits ... Free Seminars H.R. University Free Seminars RSVP Today! Subscribe to our newsletter We discuss pertinent subjects relating to financial and insurance related topics that could benefit you, your employee's and your company. Main Benefit Services Group was incorporated in 1978 as an independent benefits consulting group to provide benefits to employers and their employees. Our staff are experienced individuals with varied background: insurance company representatives, employee benefits specialist and corporate human resources specialists. We use a variety of carriers, administrators, HR resource providers to assure our clients get the appropriate program to meet their needs. Out full range of expertise needed to face the legislative issues, economic challenges and technological advances of our times. We're here to listen, and deliver exactly the products and services you require. Quotes Group Insurance Quotes Individual Insurance Quotes Other Online Quoting.

124. Planning For Retirement You can avoid having retirement sneak up on you by making plans early. This Life Advice® guide about planning For retirement was produced by the MetLife http://www.metlife.com/Applications/Corporate/WPS/CDA/PageGenerator/0,1674,P1941

Life Transitions Family Financial Health ... Financial Planning For Retirement More About This Topic About Planning For Retirement Did You Know? Count Your Eggs Individual Retirement Accounts (IRA) ... Helpful Links About Planning For Retirement ACCUMULATION OF $100 PER MONTH Rate of Return Number of Years This example is for illustrative purposes and does not reflect returns on any specific product. This Life Advice guide about Planning For Retirement was produced by the MetLife Consumer Education Center and reviewed by the American Society on Aging. RelatedLinks Annuities Becoming a Grandparent Choosing a Financial Advisor Creating a Budget ... Selling a Home QuickLinks MetLife Bank Planning Services eSERVICE Find a MetLife Office To find a MetLife Office by specialty or location, click here next last Privacy Policy ... Legal Notices PEANUTS United Feature Syndicate, Inc.

125. JSA Financial Planning Group Providing financial planning services, focused on investments, insurance, retirement, and estate planning. http://www.jsagroup.com.au/

WELCOME Redback Solutions

126. Western Financial Planning of services, financial planning tips, careers, and contacts.......retirement, college, and estate planning. http://www.wfpc.com/

127. Gary Johnson & Associates, Inc. Financial planning and employee benefits consultants. Includes retirement and investment planning, and online portfolio. http://www.ebenefitsplus.com/

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128. Retirement/Life Challenge - Home Offers financial planning software, courses, and a resource library. Lists products, company background, frequently asked questions and business address. http://www.retirementchallenge.com/

About Us Contact Us Links FAQ EXPLORE COURSES Planning for Personal Freedom Charting your Course New Roles in Retirement Defining your Future Take our course home and continue to plan for your future Software Features Product Support Get Software Updates Access a wealth of knowledge, ... Quick Admin

129. Out Estate Planning - Retirement And Estate Planning For Same Sex Couples retirement and estate planning articles and advice for same sex couples. http://www.outestateplanning.com/

Articles Interactive Living Will Free Seminars Home ... PayTaxesLater.com Visit PayTaxesLater.com - Jim's new web web source for the best IRA and retirement and estate planning information. Lange's Tax Planning Card Jim Lange publishes this reference card which is used by hundreds of university professors, attorneys, judges, and masters. The Total Return Trust Same sex couples can provide for their partner and others without compromising on growth investments. Roth IRA Conversions - An Aggressive Strategy Our Roth IRA Conversion-Reconversion Strategy Takes Planning to the Next Level After-Tax Assets in Qualified Retirement Plans-New Opportunities Exceptional Opportunity for Tax-Free Growth. Pittsburgh's Top Financial Writer Quotes Jim Jim Lange is regularly quoted in Bill Flanagan's Pittsburgh Post Gazette column, Personal Finance With Bill Flanagan.

130. Focus Career Planning System Selling a career and education planning system for use by students, job changers, or persons returning to the workplace and retirement planners seeking new career options. http://www.focuscareer.com/

You must enable Javascript and you must enable cookies before proceeding! Order Now F.A.Q. Contact Us Home ... Account Login Focus Advantage How Focus Works Featured Career Consumer Tips Resource Center Assessments Interests and Values Education and Training Personality and Life Values Leisure Preferences ... Skills Services High School Students College Students Parents Employees ... Retirees Counselor Resources Administrator Login Counselor Information Request A Quote Product Demonstration Career decisions dramatically impact your life. The path you choose will determine where you live, your income, how much time you spend at home, your travels, and how you spend your leisure time. FOCUS will help you develop an accurate picture of your personal strengths, needs, and preferences; and will help you develop a sound career plan. At its core, FOCUS offers valid and reliable research based career assessments. Used exclusively by more than 1500 career planning and placement offices nationwide, FOCUS is now available for your use. For a low fee of $18.95 you can take advantage of the same tools offered to them. The Association of Computer-Based Systems for Career Information (ACSCI) whose goals are to establish, maintain, and promote standards for quality in the use of computer based career information systems has recognized FOCUS as being compliant at Level IV, the Comprehensive System Level. To learn more about ACSCI and their standards, visit the

131. Active Retirement Center Ideas and tips for those who are actively retired, those who are contemplating active retirement and those planning to celebrate someone's retirement. http://www.yourretirement.org

The Good News and the Bad News about Active Retirement 2005-style The man who was "Born to be Retired" Barron's 3/26/01) My name is John Kernell. I'm 71 and back in really good health, thank God. I've been early-retired since 1991 and, in that short period of time, I've been through death, disease, war, living in another country, frequent delusions of grandeur, some inevitable 4 a.m."coulda/would/shoulda" regrets, occasional alienation from family and friends when I get all ticked off over something trivial and run away to sulk, ongoing extreme opinionation about things about which I know nothing, the miserable one-time "joy" of losing my financial rear-end when the dot-com bubble burst, and the genuine, ongoing joy of going back to work part-time doing stuff I love to do and getting paid for it In other words: PAR FOR THE COURSE To cheer myself up, I started a humor organization for retirees in 1997 called "The Geezer Brigade" (www.thegeezerbrigade.com). It's been written up in everything from "Dear Abby" to the the AARP Journal. Been going strong for eight years now; I have no plans to quit. But I have also written and successfully self-published 12 books, mostly on the subject of retirement, and including three cook books. Some of them aren't half bad!

132. Smartmoney.com: Retirement: Home planning for retirement. Early retirement Tax Penalties LastMinute retirementplanning Worksheets retirement Worksheets Time vs. Risk http://www.smartmoney.com/retirement/

document.write(''); Sunday September 25, 2005 11:29 AM ET U.S. Markets are Closed Search (choose an option below) Quote Charting Earnings Ratings Competition Financials Profile Key Statistics Insiders Site Search News (Enter Symbol) advanced search SmartMoney Select My Portfolio Tools Maps Stocks Options Funds ETFs expMenu=9; Personal Finance Autos Career Journal College Planning ... Tax Guide Small Business SmartMoney TV SmartMoney Magazine SmartMoney University Technology Select Homepage Stock Screener Market Map 1000 Fund Screener Risk Map Stock Compare Fund Map 1000 Fund Compare XStream Quotes More... popPort("2"); Portfolio Tracker Watchlist Calendar Intraday Alerts Sector Tracker ETF Center Map of the Market XStream Quotes Stock Screener Stock Compare Price Check Calculator More... Map of the Market Map Your Portfolio Market Map 1000 ETF Map Mutual Fund Map Risk Map 1000 Sector Maps Fund Map 1000 More... Daily Briefing Common Sense Tradecraft Ahead of the Curve Trendspotting One-Day Wonder Sector Patrol Stock Screen Financial Planners 2005 Broker Survey Intraday Alerts SmartMoney TV More...

133. CSRS FERS Retirement Benefits Planning Software Federal Civil Service CSRS and FERS retirement benefits and planning calculation software for Federal employees, professional retirement planners, insurance agents, and Federal personnel officers. http://www.fedretiresoftware.com

The CSRS and FERS Benefits Calculator is a powerful software program that will assist you in a thorough investigation of: Retirement Annuities and costs, Thrift Savings Plan (TSP) accumulation and payout, Federal Employee Group Life Insurance (FEGLI) coverage and cost, Long Term Health Care coverage and cost, and Federal Employee Health Benefits Program (FEHBP) coverage and cost. The program generates a detailed 30+ page report and 3D color graphics pages. Regular Postal Air Traffic Controllers Firefighters Law Enforcement The CSRS and FERS Benefits Calculator Personal PLUS software enables federal and postal employees to perform a quick and thorough analysis of all the factors and timing that affect retirement benefits and investigate all the variables to determine the best strategy for retirement. Retirement Professionals: Financial Planners Insurance Professionals Federal Personnel Offices The CSRS and FERS Benefits Calculator Professional software enables the professional to quickly develop comprehensive reports and graphs to help clients reach their retirement goals. This version is ideal for personnel offices, financial planners and insurance agents. Two Versions: Personal PLUS Professional Immediate Internet Delivery Available Now!

134. Broker Retirement Toolkit This section offers strategies for retirement budgeting, estate planning,taxdeferred savings vehicles (for yourself and your sales force and staff), http://www.realtor.org/rmotoolkits.nsf/pages/Brokerretiremain?OpenDocument&Start

135. Rite Path Financial Retirement Investment Taxation Estate London Ontario Canada retirement, investment, taxation and estate planning. Discusses services, products and company background. http://www.ritepath.on.ca

INVESTMENT PRODUCTS Learn about the Investments products that THE RITE PATH offers our clients to enhance their Retirement Income. INSURANCE PRODUCTS Learn about the Insurance products that THE RITE PATH offers. THE RITE PATH SERVICE The Rite Path mission is to improve your retirement lifestyle by accumulating additional wealth without increasing your deposit amount and by providing additional useable income during your retirement years. CLIENT LOGIN Why Choose The RITE Path? Contact Me Mutual Funds Provided Through Worldsource Financial Management Inc. Home Investment Products Insurance Products Why Choose Us? ... Contact Me Mutual Funds Provided Through Worldsource Financial Management Inc. All additional products and services provided through The RITEPATH Financial and various associated companies. Don Gerrity Website Design and Hosting by Miditech.com Member of GoShoppingCanada.com Business Directory

136. Asset Planning Corporation Offers investment, retirement and financial management to individuals, families, and corporations. http://www.assetplanningcorp.com/pages/index.htm?SPID=9715&OrgID=483

137. TD Banknorth Wealth Management - Investment Management, Asset Management, Mutual Provides asset management, institutional retirement plan services, personal wealth management, estate planning and trust services. http://www.banknorthinvestmentmanagement.com

Search document.SEARCH.js.value=1 All Topics Banking Insurance Investment Planning Wealth Management Search Tips Investor Relations About Us Careers ... Customer Service Retirement Plan Services Give your employees the flexibility of a diverse group of fund families. Learn More Wealth Management TD Banknorth Wealth Management Group delivers premier wealth advisory and investment management services to help manage the increasingly complex financial issues you face today. Learn about our investment approach and investment management philosophy. Personal Investment Management Retirement Strategies Personal Trusts ... Wealth Advisors Meet with one of our experienced advisors to develop a successful long-term financial plan. Account Log In Trust Web Log In Learn More Personal Cash Manager Log In Learn More Retirement Plan Access Log In Learn More All other accounts Economic Perspective Monthly Commentary Quarterly Outlook Site Map Privacy Investment and insurance products: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by the bank or any affiliate; and, may be subject to investment risk, including possible loss of value. Insurance products are offered through TD Banknorth Insurance Agency, Inc.

138. CPA Solutions Accounting & Auditing Merchantville CPA firm offering accounting, tax, business consulting, and retirement and estate planning services. http://www.cpasolutions.net/

ENTER ENTER

139. Master's Financial Group Financial planning advisors focusing on retirement and estate planning, financial planning, and investments. http://mastersfinancialgroup.com

Welcome The Master's Financial Group is licensed for investment products and services available only to residents of: Colorado, California, Georgia, Kansas, Michigan, Nebraska, New Mexico, Ohio, South Carolina, and Wisconsin.

140. Guide To Retirement Planning --ThirdAge You have questions about your retirement how will you plan for it, how willyou live it. You ll find many of the answers here. http://www.thirdage.com/guides/money/retirement/planning.html

Guide to Retirement Planning How will you plan for your retirement? How will you live it? You'll find answers here. How Will You Save? Benefits of Starting Today Get the Most Out of Your 401(k) Start with a Plan Tips for Late-Starters ... Visit a Financial Planner How Should You Invest? Investing Near Retirement Three Allocation Models Match Your Goals and Portfolio Click or Scroll for More Content How Much Will You Need? Calculate Your Expenses Calculate When You Can Retire Three Income-Producing Strategies How Will You Maximize Your Income After You've Retired? Ideas for Early Retirees Find the Right Approach Pros and Cons of Annuities Rolling Over Your 401(k) ... Maximize Your Withdrawals What About the House? Banking on Home Equity Building Your Dream House Minimize Taxes When You Sell To Prepay, or Not? ... Unlocking Your Home Equity How and Where Will You Live? Affording Your New Lifestyle The Keys to Retiring Your Way Calculate: What Can You Afford? Calculate: Better Off Renting? How Will You Protect Yourself and Your Assets? Beware of Scams and Schemes Early Retirement Tax Strategies Prepare for Disability Prepare for the Death of a Spouse Related Guides Insurance IRAs Investment Strategies Social Security ThirdAge WWW Must-See on ThirdAge Ready to Find Love Again? Try Our Personals!

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