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Save On More rewards, A loyalty points reward program for the western grocer SaveOn Foods. Heinz Baby rewards, Save your free cash! NetFlip rewards
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    47. Get Up To $10,000.00 Back.
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    54. Best Rewards Cards For The Everyman - Jun. 21, 2004
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    SPECIAL OFFER Personal Finance Best rewards cards Here are some top picks that will give you the most bang for your buck. June 21, 2004: 12:05 PM EDT By Jeanne Sahadi, CNN/Money Senior Writer NEW YORK (CNN/Money) – Unless you actually enjoy taking a sickle and hacking your way through a jungle, chances are shopping for a credit card with the best rewards program is a headache. Think about it. There's just one of you and about 20,000 different rewards cards to choose from. So, in an effort to help you cut the most efficient path through the plastic jungle, here are some tips and some top picks. Are reward cards right for you? Generally, the advice has always been, "If you ever carry a balance, a reward card is not right for you," said Curtis Arnold, founder of CardRatings.com and the spokesman for U.S. Citizens for Fair Credit Card Terms. That's because rewards cards have typically carried higher interest rates than non-rewards cards. But now, a number have come out with very competitive interest rates (below 10 percent), Arnold said, so if your credit score is good enough to qualify you for that kind of rate, you needn't necessarily rule out a rewards card, unless it hinders you from paying down your balance in any way.

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  • Customer loyalty programs (aka reward programs) have become essential in price-sensitive arenas and where there are similar products or services. About half of all Americans belong to at least one. Drugstore chain CVS Corp., for instance, has 32 million "ExtraCare" card members. And Regal Entertainment Group rewards frequent moviegoers with free concession food and discounts. Loyalty programs make sense for growing businesses, too. Entrepreneurs with successful customer reward programs enjoy increased sales, have lower marketing costs and amass invaluable information. The bulk of the data is gathered when customers sign up. Later, information is collected through surveys and during transactions. By tracking current customer data, you can discover opportunities, better segment your customer base and identify the needs of different groups. If you're a retailer, you can use this information to accurately stock your store. And once you uncover your best customers' preferences, you can develop marketing campaigns that target prospects who share similar characteristics.

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