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MSN Home My MSN Hotmail Shopping ... Sign In W eb Search: phid="MC_4934"; logoImg(document.location.protocol+"//sc.msn.com"); Money S earch MSN Money: Help Home News Banking ... Family/College Resources Decision Centers Save Money Learn to Budget Manage Debt ... More Tools Related Links My Accounts Message Boards Print-friendly version Send this to a friend ... Shop for personal finance resources Find It! Article Index Tools Index Site Map Related Sites FrequentFlier.com Amtrak Guest Rewards Points.com MileDonor.com ... OAG Frequent Flyer Magazine The Basics How to cash in on your frequent-traveler miles advertisement document.write(''); If you have lots of miles or points but they're scattered among far-flung airline and hotel programs, don't despair. Here is how savvy travelers are using, donating or even selling them. By Jennie L. Phipps, Bankrate.com You've racked up 50,000 frequent-traveler points, but you're going nowhere because they are in 10 different programs. Worldwide, members of frequent-traveler programs with airlines, hotels, car rental companies and credit card providers earn more than 650 billion miles and points per year, according to stats on FrequentFlier.com

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Subscribe Books Business Opportunities Search MasterCard Working Resource Center eCommerce Action Guide Develop A Business Plan ... Marketing Marketing : Tactics Sweet Rewards Win over your existing patrons with a customer loyalty program, and watch sales reach new heights. Entrepreneur magazine August 2003 By Kim T. Gordon Article Tools E-mail this Print this Write to Us Entrepreneur Magazine Departments: Retail Register Tactics Sales Success Marketing Buzz ... A+ Ads Subscription Services: Customer loyalty programs (aka reward programs) have become essential in price-sensitive arenas and where there are similar products or services. About half of all Americans belong to at least one. Drugstore chain CVS Corp., for instance, has 32 million "ExtraCare" card members. And Regal Entertainment Group rewards frequent moviegoers with free concession food and discounts. Loyalty programs make sense for growing businesses, too. Entrepreneurs with successful customer reward programs enjoy increased sales, have lower marketing costs and amass invaluable information. The bulk of the data is gathered when customers sign up. Later, information is collected through surveys and during transactions. By tracking current customer data, you can discover opportunities, better segment your customer base and identify the needs of different groups. If you're a retailer, you can use this information to accurately stock your store. And once you uncover your best customers' preferences, you can develop marketing campaigns that target prospects who share similar characteristics.

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@import url(/css/us/style1.css); @import url(/css/us/searchResult1.css); @import url(/css/us/articles.css); @import url(/css/us/artHome1.css); Home Advanced Search IN free articles only all articles this publication Automotive Sports FindArticles Entrepreneur August 2003 Content provided in partnership with 10,000,000 articles Not found on any other search engine. Featured Titles for Academy of Marketing Science Review Accounting Historians Journal, The Accounting History AgExporter ... View all titles in this topic Hot New Articles by Topic Automotive Sports Top Articles Ever by Topic Automotive Sports Sweet rewards - Marketing - customer loyalty programs Entrepreneur August, 2003 by Kim T. Gordon Save a personal copy of this article and quickly find it again with Furl.net. It's free! Save it. TACTICS: WIN OVER YOUR EXISTING PATRONS WITH A CUSTOMER LOYALTY PROGRAM, AND WATCH SALES REACH NEW HEIGHTS. WITH THE SKYROCKETING COST OF customer acquisition, it makes sense to focus on retaining and up-selling current customers. It can cost as much as five times more to win a new customer than to keep an old one. Yet many entrepreneurs remain fixated on prospectingat the expense of programs for existing customers that would build sales more cost-effectively. Customer loyalty programs (aka reward programs) have become essential in price-sensitive arenas and where there are similar products or services. About half of all Americans belong to at least one. Drugstore chain CVS Corp., for instance, has 32 million "ExtraCare" card members. And Regal Entertainment Group rewards frequent moviegoers with free concession food and discounts.

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33. Paid Surveys - Online Surveys To Take For Cash Prizes And Rewards INTRO Here is the place to sign up for programs that offer cash rewards PAID SURVEYS - Participate in surveys to get free products or cash awards. http://www.grandmajam.com/surveys.htm

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34. FCAC - Credit Cards And You - January 2004 There is no interestfree period for cash advances or balance transfers, and interest reward Program A program offered by credit card issuers that gives http://www.fcac-acfc.gc.ca/eng/publications/ccc/0104/glossary_e.asp

Credit Cards and You Glossary of Key Terms Used Annual Fee A charge levied each year for use of a credit card. It's billed directly to your monthly statement. However, many credit cards come without an annual fee. Annual Interest Rate The annual interest rate charged on purchases that don't benefit from the interest-free period. There is no interest-free period for cash advances or balance transfers, and interest is charged from the day you withdraw the funds. Balance Transfer The transfer of an outstanding credit card balance from one card to another, usually between different institutions. The new card issuer usually charges interest from the day the amount is transferred to the new card there is no interest-free period. Cash Advance The withdrawal of funds from your credit card, up to the credit limit allowed. The amount you withdraw may be subject to daily limits. There is no interest-free period, so interest is charged from the day you withdraw the funds. Convenience Cheque A cheque provided by the credit card issuer and drawn on your credit card account. You can use a convenience cheque the same way you would a personal cheque. When you use a convenience cheque, the transaction is treated as a cash advance for the purposes of calculating interest charges - there is no interest-free period and you're charged interest until you pay back the amount of the cheque in full.

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Tons of "Useful" Freebies Free stuff for browsing, money prizes and awards , free cash, email, music and cell phone cash earnings, and so much more .. The Webs most Useful Freebies by the Ton!Guiding the Internet to fun and knowledge. Free Cash to Browse, read Emails and Opinion Programs Join at least 4 of these programs for an average of up to a $100 a week possible. An example of 50 direct referrals @.10 an hr. and another 50 indirect referrals @.05 an hr. You and they all averaging 40 hours. Adds up to $320 a month. Good Luck These are win win programs GoTo World One of the TOP Pay to browse programs just got better Pay to chat little multilingual instant message program run it with the mini portal and get paid 2 times your regular amount!! Sign up and download the Messenger GoZing Alladvantage -We pay you $.20 cents per hour up to 20 hours, as well as for the time your referrals. We pay you for both direct and indirect referrals at $.10 down to the 4 levels to $.05 per hour. There is no limit to the total number of referrals you can get paid for. We pay monthly for each of your referrals – whichever is lower of either your referral's or your own monthly total . ( You can see what you and your referrals have logged as to time spent using the browser to the actual amount of money earned this really does work. ) BE PAID -You will be paid for each advertisement viewed at a rate equal to no less than $20/hour - and up to $120/hour, depending on advertisers’ offers! Pays on average between 20 cents to $1 for each popup ad you view No need to browse actively. You can add it to other systems referrals up to 2 levels: 13% - 7% (

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37. Employee Recognition Gift, Suggestion Reward Program, Employee Morale Motivation An incentive program could be free, but if it doesn t cut accidents, boost sales, The merchandise program was twice as effective as the cash. http://www.billsims.com/faq.php

Bill Sims reward and recognition home Frequent Questions Isn't A Paycheck Enough? Well, not if you want the kind of performance and loyalty that it takes to excel in today's competitive business environment. Doing more, with less is a way of life in business today. According to every major employee survey for the last 50 years, the number 1 factor in job satisfaction is not money. It's recognition and appreciation. Money ranks 6th. But most managers don't know how to systematically recognize and reward positive behaviors among their employees. In addition, lack of recognition is the number 1 reason good employees leave their jobs. What does it cost you to replace a valuable employee? One and a half times their annual salary! Consider: almost every top executive in every industry receives a major portion of their income from bonuses or rewards. Why not do the same for all your associates? Your employees will perform better and stay longer with an effective incentive and recognition program. It's human nature, and smart business. Do Safety Incentives Cause Injury Hiding?

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@import url('http://www.fatcatcafe.com/style.css'); More Fun Sites: DailyComics.net FuntasticGames.com Daily-Astrology.com TopGameCheats.com Sub-Categories: NEW Freebies Defunct Programs = New/Updated Links in Category 5 Freebies in Reward Programs memoLink Memolink got a face lift and it's looking better than ever. They also added a TON more prizes/gift certificates you can redeem your points for, signup now... Memolink is kind of like MyPoints. You earn points with surveys, trivia, contests, free offers and more. Redeem points for gift certificates from well know stores like Wal-Mart, Subway, Wendy's, Burger King, CDNow, Blockbuster, Best Buy and more. It's easy to get points and the gift certificates start out low so anyone can get one. Worth the effort, even if you only login once in a while. (If you are feeling friendly please use tyranny@mindspring.com as the person who refered you :) Thank you.) Report Expired Freebie MyPoints Report Expired Freebie TrocaMania ... GiantRewards Join Giant Rewards reward program for FREE then shop, play games, and refer friends for rewards, and they give you $5 FREE just for joining! Plus, for every friend you refer you get 100 pints and for every referal your friend refers you get 50 points. Points can be redeemed for AMAZING prizes including cars, trips, CASH. gift certificates, toys, jewlry and MORE! (recommend this just for the prizes you can get) Report Expired Freebie Start Sampling - Please use tyranny as a referer :) Thanks again.

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40. Impact Consulting Group Ultimately a good reward program involves tradeoffs. cash is the reward whichoffers the A restaurant may choose to offer a free meal as a reward. http://www.rotman.utoronto.ca/impact/reward.htm

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