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document.domain = "aol.com"; var activeNav = "2"; var setSpeedCookie = "1"; Warning: Many features of this site require JavaScript and cookies. You can enable both via your browser's preference settings. var sitedomain="channel.aol.com";var siteState="http%3a%2f%2fmoney%2eaol%2ecom%2fbanking%2floans%2fpersonal"; Personal Finance Main Help Site Map Enter US Symbol Get Charts Skip Navigation Market News Investing Budgeting ... Online Payday Loans: Borrower Beware Thinking about borrowing from an online payday lender? See why you might have a lot more to worry about than just super-high interest rates. What You Should Know Payday Laws by State Member Loan Tips Attention Homeowners: Consolidate Debt with Home Equity Amount to Consolidate: Term in Years: 5 years 7 years 10 years 15 years 20 years 25 years 30 years Interest Rate: 4.74% Intro Rate 5.74% Low Rate Loan Basics Shopping for an Auto Loan Borrowing to Buy a Car Types of Mortgage Loans Consolidating Your Loans ... More Money 101 Topics Loan Tools Check Latest Rates In Your Area What Will My Payments Be? Pay Off a Line of Credit ... Buy or Lease Vehicle? Featured Sponsor From LowerMyBills.com

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Loans site map Problems with text size? Home About uSwitch.com ... Personal loan suppliers Intelligent Finance Intelligent Finance IF Direct Personal Loan (WITH Redemption Fee) Loans suppliers Add page to favourites Send to friend Intelligent Finance Personal Loan (with redemption fee) Launched in September 2000, Intelligent Finance (IF) is a subsidiary of Halifax plc Features of the Intelligent Finance Personal Loan The Intelligent Finance Personal Loan is a general-purpose loan that can be used for purchasing a vehicle, making home improvements or consolidating existing debts. Intelligent Finance loans offer: The option to delay repayments for the first three months The ability to spread repayments over a term of up to seven years Optional payment protection cover If your Intelligent Finance loan application is approved, a courier can deliver your money the next day. Top Things to consider about the Intelligent Finance Personal Loan If you do decide to ask for a courier to deliver your money the next day, you will incur a fee for this. Also Intelligent Finance charge an early redemption penalty , should you be in the situation to pay your entire outstanding loan amount early. Intelligent Finance also provides a loan which does not charge this fee, but the bank charges a higher rate of interest on such loans.

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select from the menu bar above the product you require more info below Loans and mortgages are secured to your home and only available to UK residents Mortgages are not available to tenants except for house purchase Written details on request Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Guardian Homeloans Limited have been arranging loans and mortgages since 1971. We have many thousands of customers nationwide and a team of very experienced administration personnel who will be pleased to assist with even the smallest query. Guardian Homeloans Limited are regulated under the Consumer Credit Act 1974 and abide by and are members of an Industry monitored voluntary code of conduct. This code of conduct is administered and regulated by the Finance Industry Standards Association (FISA) where the product is a loan. Authorised and regulated by the Financial Services Authority (FSA) where the product is a mortgage and for non investment insurance products. Both organisations lay strict practice rules and guidelines and are in close liaison with the Office of Fair Trading and Trading Standards Authority. The ability to meet the stringent rules and regulations is something we at Guardian continually monitor, ensuring the products and terms we offer comply with the ever changing rules and regulations.

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