PROTECT YOURSELF FROM IDENTITY THEFT! Identity Theft occurs when someone wrongfully uses your personal identification to obtain credit, loans, services, even rentals and mortgages in your name. They may even commit crimes while impersonating you! Identity Theft is a frightening and overwhelming experience if it does happen to you. You may not know it is happening for months or years! It is my desire to help other people prevent the nightmare I have had to go through myself. Enclosed you will find the sample letter to send to the three credit reporting agencies. You may copy it for all three, fill in the blanks, and keep a copy for yourself. Make sure that you send it Return Receipt Requested and keep the postal receipt with your copy. I cannot guarantee that the three credit reporting agencies will honor these requests. I can tell you that I am actively working to help consumers by promoting protective legislation on the Federal and State levels. Please also know that these protective measures will not guarantee that a criminal will not get access to your credit from a "less than cautious" credit grantor. As you know, there are many ways to steal private information about you (i.e., anyone who has access to your social security number and other identifying information.) All of these offices have your information: Your doctor, accountant, lawyer, loan officer, health insurance, schools, courts, etc. A shady employee of these people could steal your identity! Remember, you don't have to lose your wallet or have it stolen to become a victim of identity theft. | |
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