41. The Unofficial Guide To Beating Debt debt management advice, working with creditors, when to seek consumer credit counseling or bankruptcy and reestablishing credit. http://www.sover.net/~gpahl/

The Unofficial Guide to Beating Debt by Greg Pahl Order Unofficial Guide to Beating Debt from amazon.com today Introduction excerpt Read an excerpt from the Introduction to The Unofficial Guide to Beating Debt. Table of contents See what this compehensive book has to offer. Chapter excerpt Read an excerpt from Chapter 3, Protecting Yourself and Your Credit from The Unofficial Guide to Beating Debt. Cyberdebt links Check out some of the best debt management web sites, as chosen by the author of The Unofficial Guide to Beating Debt. Meet Greg Pahl Find out more about the author of The Unofficial Guide to Beating Debt . To return to this site, use the "back" button on your browser. Debt and credit tips A sampling of some of the best ideas from the book on how to deal effectively with your debt and credit problems. What people are saying about this book: "The Unofficial Guide to Beating Debt is, without a doubt, the perfect gift for anyone graduating from college.... Surveys show that few are graduating without carrying enormous debtsthe average student loan upon graduation is somewhere around $16,000and few understand exactly what being in debt means. Fortunately, Greg Pahl, a practical down-to-earth fellow...has written a guide to getting out of debt that's just as practical and down-to-earth as he is. Spiced with Greg's own particular dry humor

42. Debt Consolidation, Credit Card Debt, Debt Management - Debt Consolidation, Bad debt consolidation, bad credit debt consolidation, credit card debt consolidation,free debt consolidation, credit card debt, eliminate credit card debt, http://www.earlychildhoodlinks.com/parents/debt.htm

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43. Credit Reports, Market Research, Debt Collection, Business Information Services Business information services, credit reports, market research, debt collection, invedstigations. Secure online ordering. http://www.vivid.co.il/

Credit reports, debt collection services and complete business information and management services, provided by VIVID Management Systems. Services include credit reports and company profiles, investigation of insurance claims, verification of data, market research, publishing, decision making support, risk analysis and consulting. Our international debt collection services minimize risks on your route to prosperity. We are agents in Israel of SkyMinder Tel: 972-3-6021517 Fax: 972-3-6021278 Tel Aviv, Israel. E-mail: sales@vivid.co.il MEMBERS LOGIN Username: Password:

44. Take Charge America Regain financial control through budgeting, debt management, credit counselingand professional advice. Click here to see how we can help you http://www.takechargeamerica.org/

Home Client Login Contact About Us ... Education Financial Health With The Budget Doctor Do You Need Help? Making your credit card payments Stopping calls from creditors or collection agencies Lowering your monthly payments and interest rates Bringing your accounts current Regain financial control through budgeting, debt management, credit counseling and professional advice. Click here to see how we can help you o r call us at 1-866-528-0588 Interactive Activities Resources for Teachers Diaries of the Budget Doctor Ask the Budget Doctor Also check out: Client Testimonials The TCA Press Room 2005 BBB Ethics Award Finalist Site Map ... Log on Take Charge America is a not-for-profit financial and consumer credit counseling agency offering educational and debt management services. Our certified credit counselors work with tens of thousands of individuals and families each year.

45. Credit Plus Consulting credit management services including debt collection, legal and commercial counselling, credit reporting, negotiation assistance, foreign investments coordination. English/German/Romanian http://www.creditplus.ro/

home romanian english deutsch CreditPlus - Servicii RECUPERARE DEBITE RAPOARTE DE CREDIT SISTEME DE VINZARI INFINTARE FIRME ... CONTACT Misiunea CreditPlus este sa regaseasca banii si echilibrul afacerilor Recuperare Debite Prin proceduri amiabile, constante si progresive Rapoarte de Credit Analiza profesionala a partenerilor de afaceri Sisteme de Vanzari A vinde inseamna a cistiga controlul Compania Dvs. - un sistem viu si functional Consultanta Contractuala Clauze inteligente Asistenta si Reprezentare Autorizatii, avize, licente Structura CreditPlus Clienti Contact CreditPlus

46. Site Temporarily Unavailable A Coloradobased non-profit agency which assists people in repaying their debts by offering credit counseling and debt management to help people get out of debt. http://www.debt911.org

Sorry, this site is temporarily unavailable. Please check back later.

47. InCharge Debt Solutions – Financial Education & Credit Counseling Agency InCharge debt Solutions is a national, nonprofit, credit counseling agency debt management and financial education programs to consumers across America. http://www.incharge.org/

Home Bankruptcy Counseling Education Foundation Careers ... InCharge Institute Welcome to InCharge Debt Solutions! Are you struggling with your debt? Have you fallen behind on your bills or credit cards? Are collectors calling you at home? At work? We Can Help! InCharge Debt Solutions is part of the InCharge Institute of America, Inc. , a national, non-profit, credit counseling agency offering confidential and professional budget counseling, debt management, and financial education programs to consumers across America. Our goal is your financial independence! Hurricane Katrina Victims At InCharge Debt Solutions, we extend our deepest sympathy for the millions experiencing life-altering changes brought on by Katrina’s fury. Please read a special message for our clients and other individuals and families affected by this disaster. Why Use InCharge? Educational Resources Discover a wealth of information right here at your fingertips! Financial articles and interactive calculators will help you find the solution that's right for you. ID Theft Protection InCharge takes identity theft seriously. Please take a moment to read this important information on ID Theft protection and a message for everyone who receives communications from InCharge.

48. Financial Recovery Management Corp. FRMC is a registered collection agency serving clients across Canada, specializing in debt recovery, credit investigation and representation in small claims court. http://www3.sympatico.ca/mtombs/FRMC

49. Credit Counseling - Debt Counseling - Debt Services Offers consumer credit counseling and debt management services for credit cardbills, personal loans and other consumer credit. http://www.credit-counseling-solutions.com/

Credit Counseling - Debt Counseling Debt Services Our aim is to give consumers the basic knowledge necessary to resolve everyday credit problems and help them get out and stay out of debt. Click Here to get started. Did you know.... Click Here Home Benefits F A Q ... Reach Us Consumer Credit Problems? Click Here Credit Counseling - Debt Counseling Debt Services Welcome to Credit Counseling Solutions! Are you hopelessly in debt and on the verge of losing control? Our program helps people from all walks of life with a common sense and realistic approach in resolving their current credit problems. Click on the following link and see how debt counseling can benefit you: Click Here At Credit Counseling Solutions, our debt management program will show your how to consolidate credit card debt, unsecured personal loans, medical bills and other consumer credit into one convenient payment, and help you achieve and maintain the financial freedom you deserve. Free Consumer Credit Counseling Consultation Home Benefits FAQ ... Sites Credit Counseling Solutions

50. Get Out Of Debt With Genus Credit Management Genus credit management offers free debt management and educational programs thathelp financially distressed families and individuals effectively manage http://www.genus.org/

Genus Credit Management a not-for-profit credit counseling agency, offers free debt management and educational programs that help financially distressed families and individuals effectively manage their finances. Our clients are asked to make a contribution to AFS-Genus if they can afford to do so. All contributions are voluntary. Please take our AFS-Genus Customer Satisfaction Survey Soldier and Sailor Act - Credit Relief Consumer Alerts Tips for the Holidays ... Dear Abby: Buyer Beware Genus Credit Management (GCM) a not-for-profit credit counseling agency has been acquired by American Financial Solutions (AFS), also a not-for-profit credit counseling agency. To learn more about American Financial Solutions: CLICK HERE PRIVACY STATEMENT and American Financial Solutions

51. Consumer Credit Counseling Service Financial counseling, debt management support, and helpful programs offered at several locations in the MidSouth region. http://www.lunaweb.com/cccs/

Consumer Credit Counseling Service Many Mid-Southerners are burdened by money troubles that will eventually destroy their relationships, families, and can sometimes even threaten their lives. The problem is a lack of financial planning and an unwillingness to develop a realistic budget. Professional counselors at Consumer Credit Counseling Service help families get out of debt and teach them how to stay out of debt. Description of Services Consumers who are experiencing, or are at risk of developing, financial or money management difficulties are the target population of this service. These problems are addressed through budget counseling, a debt management program, and consumer education. Budget Counseling Budget counseling assists persons in developing a realistic budget, improving money management skills, and solving financial problems. This service is offered free of charge to the general public. Debt Management Program The Debt Management Program, an alternative to Chapter 13 bankruptcy, provides consumers the opportunity to participate in a plan for the orderly liquidation of their debt. It is designed for persons who need the agency's assistance in developing and administering a repayment plan. The basic requirement for participation is that clients have sufficient income to repay their debts according to the plan that is agreed upon with their creditors. Usually, the plan will involve a lower monthly payment to grantors of unsecured credit (such as credit cards), with the balance being paid off over an extended period of time.

52. Debt Management Program For Bad Credit debt management program debt management plan for bad credit. http://www.bad-credit-advisor.com/debt-management-program.html

About Us Add URL Web Links News ... Guides Debt Management Program You should sign in for Debt Management Program if: You pay your bills late You don't have enough money in savings to live on You pay only the minimum amount due on your credit cards each month You are over the limit on most of your credit cards You have used one credit card to pay off another You are unsure how much debt you actually have You have difficulty sticking to a budget You are receiving collection calls and/or past due letters from your creditors How does a Debt Management Program work? Debt Management Program, often called Debt Consolidation Plan is the centerpiece of any Credit and Debt Counseling that consumer usually gets when seeking debt management advice. Based on your monthly income and living expenses, your Debt Counseling agent will work with you on a customized Debt Management Program that makes repayment to your creditors manageable. Each month you'll send to your Debt Counseling outfit a fixed amount to cover the payments negotiated with your creditors. For the most effective and equitable treatment of your debts

53. CCCS Of Southwest Georgia A nonprofit organization which assists area consumers surrounding areas with money management and debt problems. http://www.cccsalbany.org/

Serving Albany, Valdosta, Tifton, Americus, and their surrounding communities since 1991. Welcome to CCCS of Southwest Georgia... Now available: online applications Free budget and credit counseling Debt Management Plans available to repay creditors Click on one of the icons below for more information: For more information, contact CCCS of Southwest Georgia at: CCCS of Southwest Georgia 409 North Jackson Street Albany, Ga 31701 Phone: CCCS of Southwest Georgia Valdosta Branch Regions Bank Building 508 North Patterson St. Suite 304 Valdosta, GA Phone: E-mail: debtcccs@bellsouth.net If you have any comments about the site, e-mail the webmaster at designs@zone38.net

54. Advantage Credit Counseling Service (CCCS) - Get Free Debt Consolidation Credit Our certified counselors are ready to help you eliminate your credit card debtusing our debt management Program. Through this program, creditors will http://www.advantageccs.org/

//var DOCUMENTGROUP=''; //var DOCUMENTNAME=''; //var ACTION=''; Services Benefits Educational Resources About Us ... Contact Us Search Need HELP to Manage, Control and Eliminate your Debt? Advantage Credit Counseling Service, Inc. (ACCS) and Consumer Credit Counseling Service (CCCS) are nonprofit organizations that provide professional budget counseling , debt consolidation, debt management programs and financial education workshops. Our certified counselors are ready to help you eliminate your credit card debt using our Debt Management Program Through this program, creditors will reduce your interest rates and often waive late and over limit fees. ACCS has helped thousand of consumers to get out of debt for over 37 years. Get on the road to financial freedom and enjoy a debt free future - take advantage of our financial education resources and credit counseling services today. Why Choose Us? With over 37 years of nonprofit experience in helping consumers recover from debt, you'll be sure that our services are professional and most importantly successful. Counseling Services Advantage CCS counselors are certified counseling professionals that provide personalized credit and budget analysis.

55. Consumer Credit Counseling Services A counseling service offering help with loan consolidation, debt counseling and money management. http://www.cccsyakima.org/

Do You Need to Get Out of Debt? Local and Committed to People throughout Central Washington. We provide free and confidential credit counseling, debt management, and economic education in person, by telephone, and through mail to help people meet their obligations and become debt-free. Serving Central Washington Since 1971 Contact us at: info@cccsyakima.org Consumer Credit Counseling Service 1115 West Lincoln, Suite 119 Yakima, WA. 98902 Nationally Recognized Course In Financial Managment. Click Here We are a contact with local, regional, and national businesses working with you to repay debt rather than other alternatives, such as bankruptcy. [Who We Are] [What We Do] [FAQs] [What's New] ... [Privacy Statement]

56. Debt Consolidation Services: Debt Relief, Debt Management Program, Debt Reductio debt Consolidation Services Specializing in debt Relief, debt management Program,debt Reduction, debt Counseling, credit Counseling, debt management, http://www.consumercredit-dm.com/

Whether you are looking for debt consolidation, a bankruptcy alternative or money management tips, Consumer Credit of Des Moines has a positive solution to your financial problems. Do you carry more debt than you can possibly afford? Are you struggling with mounting credit card debt, medical bills, or other unsecured debt? Consumer Credit of Des Moines Iowa is a non-profit credit counseling service dedicated to helping people regain control of their personal finances. Through our free, confidential credit counseling sessions and debt consolidation and repayment programs, we can help you take your first step to becoming debt free. Debt reduction is only a phone call away. Why choose Consumer Credit of Des Moines as your debt relief partner? Our Certified Credit Counselors - They are professional financial advisors, not sales people. Honest, trustworthy advice is what you need and deserve, not a sales pitch. Our Experience – Consumer Credit of Des Moines has been providing education, credit counseling, and debt management programs since 1987. We have seen a lot of consumer credit counseling agencies come and go during that time. We will be here to serve you today, and tomorrow Our Customer Service – As our mission states, we believe that we are personally accountable for providing prompt, accurate, and efficient service to our clients. We believe that our work just begins when you complete your credit counseling session, unlike most of the competition that seem to believe that is where it ends.

57. "We Make Bankers Better" :: Oklahoma Bankers Association Robbery reward program, including details of recent robberies, and consumer information such as advice on good debt management. Also an explanation of the difference between banks, thrifts, and credit unions. http://www.oba.com/

HOME ABOUT US CONTACT US NEW! Oklahoma Centennial Coins A series of six coins commemorating our state's 100th birthday in 2007, available to banks to make available to their customers. Katrina relief update This update on banking industry efforts along the Gulf Coast is provided by the Alliance of the nation’s 50 state bankers associations, Puerto Rico Bankers Association and American Bankers Association. Read More... Fraudsters capitalizing on Katrina tragedy By Elaine Dodd OBA Vice President/Fraud Training Sad to say, at a time of crisis when funds are critical for the true victims of Hurricane Katrina, the scammers are working overtime to capitalize on this tragedy. An Oklahoma bank has already experienced an attempted new account fraud. Read More... Oklahoma Lottery Commission Trust Accounts Charles Cheatham has put together information for your review and consideration. Please make certain your operations folks receive a copy of this summary of “do's” and “don’t's.” And let us know if you have questions or concerns, or if you need more information. Read More...

58. Consumer Credit Counseling And Debt Consolidation American Consumer credit Counseling s confidential debt management program isindividually designed to provide consumers with a unique solution for their http://www.consumercredit.com/

The Credit Counseling Professionals Online Application Member Login Call for a FREE Budget Analysis Our Mission: American Consumer Credit Counseling works with thousands of consumers to identify their specific needs, so that we can tailor our services to meet those needs. We offer confidential counseling and education sessions on such topics as budgeting and the proper use of credit, Home Buying, Credit Report Review and Identity Theft. American Consumer Credit Counseling's confidential debt management program is individually designed to provide consumers with a unique solution for their financial situation. Professionally trained and independently certified counselors evaluate a consumer's financial situation, assist in creating a budget, work with creditors and provide education so that they can properly manage their finances and secure a debt-free future. Non-profit 501 (c)(3) Credit Counseling Organization Serving Consumers Nationwide Since 1991 American Consumer Credit Counseling Home How Credit Counseling Works Join the Program Live Chat ... Sitemap //var DOCUMENTGROUP=''; //var DOCUMENTNAME=''; //var ACTION=''; //var AMOUNT=''; //var ORDERID='';

59. Credit Counselling Services Of Atlantic Canada Registered nonprofit organization with offices in New Brunswick and Nova Scotia. Lists organization information, debt management, risk, liabilities and contact details. http://www.solveyourdebts.com/

60. CCCS Of Montana - News Provides debt management and consumer credit counseling in Butte. http://www.cccsmt.org

www.cccsmt.org Main Menu Home News Submit News Archive ... Contact Us Financial Articles Menu Bankruptcy CCCS - All About Us! Financial Education Resources For Current CCCS Clients ... Your Credit Worthiness Branch Offices Click city for Map! Main Office 2022 Central Ave Great Falls, MT 59401 Billings 1620 Alderson Ave Suite #28 Billings, MT 59102 Bozeman 220 West Lamme Suite 1D Bozeman, MT 59715 Butte 800 East Front St Butte, MT 59701 Havre 1728 2nd St W Suite B Havre, MT 59501 Helena 1275 Maple Ave Suite E Helena, MT 59604 Kalispell 690 N Meridian Suite 206 Kalispell, MT 59901 Missoula 2110 S Reserve Missoula, MT 59801 CUSTOMER SERVICE Toll Free in U.S.A. 1-877-ASK-CCCS Apply online today! If you're ready to remove yourself from the burden of debt Our professional counselors and staff can help you regain your financial stability. Existing Client Access If you are an existing CCCS client you can now access your secure Debt Management Plan right here! Welcome to Consumer Credit Counseling Service Enjoy your visit! 1-877-ASK-CCCS Most Viewed Financial Articles What Does It Cost to Join the DMP Progr...

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